Payment

GENERAL TERMS AND CONDITIONS OF SALE FOR ONEY x PAYPLUG

Payment for your order in 3 or 4 installments by credit card for all orders between 100€-3000€ with Oney Bank.

Oney Bank offers a payment solution called “3x 4x Oney”. This personalized financing solution for each customer order allows the consumer to pay for their purchases between 100€-3000€ in 3 or 4 installments by credit card.

This financing can be offered to the customer with or without fees, depending on the choice specified by the partner in their sales process, and under the following terms and conditions:

Conditions: This offer is reserved for individuals (persons of legal age) residing in France and holders of a Visa or MasterCard credit card with a validity date greater than the duration of the chosen financing. Debit cards with systematic authorization, notably Electron, Maestro, Nickel, etc., as well as e-cards, Indigo and American Express cards are not accepted.

Subscription Terms & Conditions: After completing your order, simply click on the “3x 4x Oney credit card payment button”. You will then be redirected to our partner's 3x 4x Oney web page displaying the detailed summary of your order and the personalized financing request, which you must then validate.

You will then enter your personal information or if you have a 3x 4x Oney account, you can identify yourself using the connection details linked to your 3x 4x Oney account. You will then be asked to read and agree to the general conditions of payment installments, which are provided to you in a PDF format so that you can read them, print them and save them before accepting them.

You will then confirm your electronic acceptance using the corresponding check box. You will acknowledge that the “double click” associated with the check box on reading the general conditions constitutes consent to contract and constitutes irrevocable and unreserved acceptance of the general conditions of the product.

Unless proven otherwise, the data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank. If you request to benefit from a financing solution offered by Oney Bank, the information relating to your order will be transmitted to Oney Bank, which will be used for the purposes of studying your request for the granting, management and collection of and collection of credit.

Oney Bank reserves the right to accept or refuse your financing request in 3x 4x Oney. You have a withdrawal period of 14 days to renounce your credit.

How it works

Payment in 3 or 4 installments by credit card allows you to pay for the order placed on our merchant site as follows: - a mandatory deposit, debited on the day of confirmation of shipment of your order; - two or three monthly payments, each corresponding to a third or a quarter of the order, taken 30 and 60 days later for 3 times and 30, 60 and 90 days later for 4 times, which include, in the case of 3 times 4x with fees, fees corresponding to 1.45% of the total amount of the order for a 3 installment and 2.2% for a 4 installment (within the limit of 15€ maximum for payment in 3 installments and 30€ maximum for 4 times). In the case of free financing offered by the Partner, no additional costs to the purchase amount will be charged to you.

To better understand how the 3x 4x Oney bank card works, here are some examples:

Examples of 3x 4x Oney by bank card, with fees, from 100€ of purchase and up to 3000€:

Example for payment in 3 installments: For a purchase of 150€, a first payment of 52.18€ will be required, followed by 2 monthly payments of €50€. Credit for a period of 2 months at a fixed APR of 19.31%. Cost of financing: €2.18 up to a maximum of €15.

Example for payment in 4 installments: For a purchase of €400, a first instalment of 108.80€ will be required, then 3 monthly payments of 100€. Credit over 3 months at a fixed APR of 19.61%. Cost of financing: 8.80€ up to a maximum of 30€.

Examples of 3x 4x Oney by bank card, free of charge, from 100€ of purchase and up to 3000€:

Example for payment in 3 installments: For a purchase of 150€, contribution of 50€ then 2 monthly payments of 50€. Credit over 2 months at a fixed APR of 0%. Financing cost €0.

Example for payment in 4 installments: For a purchase of €400, first 100€ installment due day of purchase, then 3 monthly payments of €100 with a credit over 3 months at a fixed APR of 0%. Financing cost €0.

Oney Bank - SA with capital of €51,286,585 - Head office: 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - Orias n°: 07 023 261 - www.orias.fr - Correspondence: CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr